Samsung has introduced a new feature called “Tap to Transfer” for the Samsung Wallet app, coinciding with the launch of the Galaxy S25 series in January. As confirmed by the company in early May, this feature is now available for users in the United States. The rollout of the Tap to Transfer functionality marks an important advancement for Samsung Wallet, making it easier for users to manage their financial transactions. The Tap to Transfer feature enables direct peer-to-peer (P2P) payments from debit cards stored in Samsung Wallet to bank accounts of recipients.

To initiate a transfer, users simply tap their NFC-enabled smartphones against a compatible device belonging to the recipient. This innovative functionality is versatile—it allows transfers not only between Samsung devices but also to non-Galaxy smartphones, including iPhones, as long as they support Near Field Communication technology. Using this feature is straightforward. Users need to open the Samsung Wallet app, navigate to Quick Access, select their debit card, hit the “Tap to Answer” button, enter the desired amount, and finally tap their phone against the recipient’s device or debit card.

In addition to digital transfers, Samsung has partnered with Visa and Mastercard to enable users to send money to recipients with physical debit cards equipped with tap-to-pay capabilities. This feature also allows users to send funds to individuals who are not physically present by entering their associated phone number in the app. However, it is essential to note that the Tap to Transfer feature does not support all banks or debit cards as of now. Some financial institutions may impose fees or establish limits on the amount that can be sent, so users should check their bank’s policies to avoid surprises.